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Our Work » INCOME

United Way Financial Independence Initiative

Financial pressure can force working families into risky decisions. Walking a tightrope, parents may put off car safety maintenance or forego a needed medication when there is only enough money to keep a roof overhead and food on the table.

gatewaysvideoThese ALICE® (Asset Limited, Income
Constrained, Employed) families struggle to live in our expensive region. For ALICE, tough decisions become part of a daily balancing act where the costs of basic necessities outweigh income and resources. Keeping up with bills, establishing savings, and building assets are simply out of reach, a reality with negative repercussions not just for ALICE families, but for us all.

United Way Financial Independence Initiative helps financially fragile households in northern New Jersey gain family-sustaining employment, access income supports, manage expenses, and save for emergencies and the future. Our targeted programs help ALICE families create paths toward self-sufficiency, improving outcomes and economic health throughout our communities.

To learn more about our work, explore the links below:

ALICE Scholarships

Career advancement is often contingent upon additional training, but the cost of such programs can be a barrier. Scholarships make continuing education certificates or degrees in high-demand fields a possibility.
Learn more >>>

Financial Education

Many low-income families lack the know-how, tools, or understanding of how to reduce debt, manage expenses, and begin to amass savings. United Way offers free services, guidance, and training to help these fragile families on their paths toward financial stability.
Learn more>>>

Free Tax Preparation

Together with community partners and IRS-certified volunteers, United Way of Northern New Jersey offers free tax preparation services, saving low-income individuals the high cost of filing their taxes and ensuring all eligible credits are claimed.
Learn more>>>

Job Seeker Resources

United Way offers free career coaching, workshops, and computer training to help job seekers find employment with stable hours, better wages, and benefits so that more families can build resources to safely weather emergencies.
Learn more>>>

Tools and Resources

It’s not always easy to know where to start when trying to learn more about career training and other local assistance programs. United Way has taken the lead and gathered a variety of links to resources for residents of northern New Jersey.
Learn more>>>

Meet the Team

The United Way Financial Independence Initiative team is comprised of talented professionals with a wide range of backgrounds and experience.
Learn more>>>

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Meet ALICE
Pathways for Caregivers
 
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